An economic growth that prioritizes the sharia system is a concern that Universitas Muhammadiyah Yogyakarta (UMY) and Bank Syariah Indonesia (BSI) are trying to realize. UMY has been providing funding assistance for entrepreneurial development to students by collaborating with BSI through the BSI Maslahat Sociopreneur program, This is where Ahmad Syaoqi Fuadi, who is an alumni of the Management Study Program, Faculty of Economics and Business (FEB) UMY, succeeded in getting funding for the coffee shop business he owns, Calma Brewhouse.
At the opening of Calma Brewhouse on Thursday (21/9), Budi Abdiriva as Area Manager of BSI Yogyakarta said that BSI is very open to continuing to collaborate with students who have businesses and are interested in developing their businesses. According to him, the funding given to Syaoqi is a real form of collaboration between BSI and UMY to drive the sharia economy.
BSI Maslahat Sociopreneur is a business incubation program for students who have the desire to become socially oriented Muslim entrepreneurs. It is not only aimed at developing financial entrepreneurial competence, but also the attitude, mentality and character of entrepreneurs that can be fostered through this program.
This is in accordance with what was conveyed by the LIKES & Education Group Manager of BSI Maslahat, Aprilia Eviyanti. “A business owner is a leader. In contrast to applying for a job and immediately getting a salary, in business we must be able to restrain our own ego and interests. That kind of entrepreneurial spirit is what we are trying to develop, not just guidance in business material,” she said.
In relation to this, Syaoqi explained the process he had gone through to obtain funding from BSI. According to him, the stages that must be passed are not easy, especially when it comes to increasing sales turnover. “One of the criteria used for assessment is the average turnover at a predetermined nominal value. Back then, I was still selling my coffee online, so my ability to increase turnover was limited,” he said when contacted on Saturday (23/9).
He also gave a few tips for becoming a good entrepreneur based on the experience he has gone through, namely being consistent and loving his own product.
When contacted, Head of the UMY Startup & Business Incubator (SEBI) Division Dr. Siti Nur Aisyah, SP added that another important factor behind success in developing a business is the person behind the business. He said that Syaoqi is someone who continues to learn and has wide connections thanks to his social skills. However, thanks to his hard work and enthusiasm to continue learning, he was able to realize his dreams and was able to expand his coffee shop.